Mortgage Services

Loan Strategies

hands_homeWhether you are considering a refinancing strategy, assessing investment property options or intending to purchase a home, VPF Home Loans provides comprehensive mortgage solutions tailored to your needs. We will not only assist with your loan, but expedite the process for you, making the whole process quick and easy. Through your current banking relationships, we are able to assist in selecting the right lender for your financial situation or introduce you to our Vision Home Loans Premium Package.

There are several ways to reduce the high cost of repaying a mortgage, enabling you to free up cash for investment or spending. These include, but are not limited to, the following:

• Select a loan with a lower interest rate
• Redirect all your income in one Line of Credit
• Every dollar of your income to be used to reduce mortgage interest
• Increase monthly repayment amounts to repay capital faster
• Pay a lump sum off against the mortgage
• Increase the frequency of payments

These methods all have an impact on reducing your interest costs over the life of the mortgage which in turn save years off your loan. Through our extensive experience, we are able to be one step ahead of the industry, allowing us to provide a cutting edge finance strategy which is fully flexible whilst being mindful of debt reduction.

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